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Tree removal and tree service · Fort Wayne, IN

Who is responsible for a fallen tree in Fort Wayne, IN

Who usually pays when a tree falls, and what to document. Not legal advice.

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Who is responsible for a fallen tree in Fort Wayne

In Indiana, if a healthy tree falls in a storm, each owner's own homeowners policy usually covers their side. If the tree was obviously dead or dying and the owner had been warned, liability may shift to them. A fallen Fort Wayne street tree from the curb strip is the city's: report it to 311.

Common starting points

  • Your insurer often handles damage to your property first
  • Negligence, such as an obviously dead tree, can shift responsibility
  • Street trees may be the city's responsibility

Document

  • Photos
  • Dates
  • Any earlier written warnings

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